Travel Insurance Disclosure — Mr. Shannon Travels

 

1. Importance of Travel Insurance

Mr. Shannon Travels strongly recommends that all travelers purchase comprehensive travel insurance. Travel insurance can provide coverage for unexpected events such as trip cancellation, trip interruption, medical emergencies, lost baggage, travel delays, and other unforeseen circumstances.

2. Availability Through Trusted Suppliers

We offer travel insurance options through vetted and reputable insurance suppliers available through our host agency. These suppliers provide a variety of plans designed to meet the needs of different travelers and trip types.

3. Client Responsibility

It is the traveler’s responsibility to review all policy details, coverage limits, exclusions, and requirements before purchasing a plan. Travelers should ensure the policy selected meets their personal needs, health considerations, and destination requirements.

4. Declining Travel Insurance

If a traveler chooses to decline travel insurance, they acknowledge and accept full responsibility for any financial loss, medical expenses, or other costs incurred due to unexpected events. Mr. Shannon Travels is not liable for any losses that could have been covered by a travel insurance policy.

5. Pre‑Existing Conditions & Coverage Limitations

Coverage for pre‑existing medical conditions varies by policy and may require purchasing insurance within a specific timeframe after initial trip payment. Travelers are responsible for understanding these conditions and selecting a plan that fits their needs.

6. Supplier Policies & Claims

All travel insurance policies are issued and administered by third‑party insurance suppliers. Any claims, reimbursements, or disputes must be handled directly with the insurance provider according to their terms and procedures.

7. Questions & Assistance

We are happy to provide general guidance on available insurance options. However, specific coverage questions should be directed to the insurance provider, as they are the experts on policy details and claims.